iDenfy, a global provider of identity verification and fraud prevention services, has introduced BSN masking support in the Netherlands.
This new functionality enables Dutch citizens to undergo identity verification without revealing their Burgerservicenummer (BSN), maintaining compliance with GDPR and national privacy laws that restrict private companies from collecting such sensitive information.
Addressing Security Concerns
Previously, Dutch users needed to manually obscure their BSN before submitting identification documents. However, many third-party Know Your Customer (KYC) providers lacked tailored solutions for the Dutch market, leading to verification rejections.
This issue was especially problematic for global businesses that faced lost conversions at the account opening stage. iDenfy now offers a compliant and user-friendly solution for Dutch customers.
Enhanced Verification Process
With iDenfy's new system, Dutch users can verify their identity as stipulated by national privacy law, reducing compliance risks for businesses serving Dutch clientele. When the system recognizes a Dutch identity document, it accommodates formats such as PDF, JPG, and PNG, covering national passports, identity cards, and driving licenses.
Domantas Ciulde, iDenfy’s CEO, emphasized the importance of allowing Dutch individuals to keep their BSN concealed during verification.
Process and Compliance Details
The verification system supports existing BSN masking approaches without needing specific redactions
The verification system supports existing BSN masking approaches without needing specific redactions. Submissions with masked BSNs that meet required criteria are automatically approved, although documents with high-risk signals undergo additional scrutiny by iDenfy’s expert review team.
This process ensures iDenfy’s partners avoid unauthorized data collection, as BSN is automatically excluded from verification records.
Flexible Implementation
BSN masking can be activated by partners on a case-by-case basis, ensuring that current anti-money laundering controls remain effective.
iDenfy facilitates sandbox access for partners to test the solution before it goes live, with no need for integration changes.
Leveraging Advanced Technology
The BSN masking capability leverages iDenfy’s advanced identity verification infrastructure, which integrates AI-powered document and biometric analysis. This system, coupled with a 24/7 human review team, enables near-instant automated verifications and rapid human-supervised checks.
Advanced algorithms further enhance security by confirming live and genuine facial recognition to combat spoofing attempts. iDenfy’s approach to privacy ensures compliance with local data rights, fostering user protection and seamless integration for businesses.
iDenfy, a foremost global company that provides ID verification and fraud prevention services used by over 1,000+ businesses across the globe, has officially added BSN masking for identity verification in the Netherlands.
This functionality allows Dutch users to provide an identity document with the Burgerservicenummer (BSN) deliberately masked out while proceeding through the entire verification process.
BSN is considered to be sensitive personal data according to both the GDPR and the Dutch national privacy law, and is forbidden for most private companies to collect and store this information.
Solving the security limitation
Dutch individuals had to consistently cover their BSN with a marker before handing their copies of ID documents for verification, whether by using the official KopieID app, manual photo editing, or covering it up with some physical object.
However, most third-party Know Your Customer (KYC) service providers, which were not native to the Dutch market, don’t have the custom-tailored option for users to upload their IDs in a compliant manner in the Netherlands, which resulted in their verification being unaccepted and denied. For businesses operating on a global level, this results in lost conversions in the very first step of the user journey, the account opening. iDenfy solved this security limitation and now offers a compliant, user-friendly option for Dutch clients to complete their KYC.
New verfication path
End-users can now verify the way Dutch privacy law intends, and the businesses serving the Netherlands traffic can onboard those users without taking on unnecessary risks compliance-wise. The new verification path activates when iDenfy detects that the Netherlands has been selected or auto-identified, and accepts Dutch identity documents, including the national passport, Dutch identity card, and Dutch driving licence, in PDF, JPG, and PNG formats.
“The people in the Netherlands have always had the right to keep their BSN covered, and we shouldn’t demand it when asking to perform the identity verification,” said Domantas Ciulde, the CEO of iDenfy.
Process details
The system also accepts any already-for-masking used method without requiring a specific redaction or original identification card. When a masked BSN is detected, and the document meets the requirements, the user is automatically accepted.
On the other hand, if the document is flagged with high-risk indications, the user’s KYC data is sent to the review queue for a double-check, which is done by iDenfy’s in-house expert Review team. That means no case is silently auto-passed, and the BSN is automatically excluded from the verification record to ensure that partners do not inadvertently collect or retain data they have no legal basis to hold.
The feature is implemented as an opt-in setting, activated on a case-by-case basis with each existing partner to ensure that current AML controls and review workflows remain deliberate and explicit. No integration changes are required on iDenfy’s partners’ side. Once enabled, all companies receive sandbox access to validate the end-to-end flow before going live.
Combining AI powered documents analysis
It’s important to mention that the BSN masking capability is built on top of iDenfy’s all-in-one identity verification infrastructure, which combines AI-powered document analysis, biometric matching, and an in-house human review team that operates 24/7 without any delays. Automated identity verifications are completed instantly, while human-supervised checks are typically completed within three minutes.
iDenfy’s advanced biometric and facial recognition algorithms confirm if the face presented during verification is live and genuine in order to actively prevent the use of photographs, 3D masks, and other spoofing attempts. In addition, the KYC system is designed to filter deepfakes and flag AI-generated biometric faces with the best in the industry AI solutions and review team supervision to guarantee a maximum success rate.
iDenfy is committed to building a verification infrastructure that respects jurisdiction-specific privacy frameworks, rather than treating local data rights as an obstacle to onboarding.
